Real estateIntermediate
Getting a mortgage in Germany
Conditions, documents, current rates and timelines for financing a property in Germany in 2026.
8 readRead guide
Practical guides
12 guides written by our experts
From understanding the basics of credit to advanced financing strategies. Each guide is regularly updated by our analysts.
Financial conceptsBeginner
Understanding the APR and the real cost of your loan
Difference between nominal rate, APR and insurance. How to compare credit offers.
5 readRead guide
Real estateBeginner
Fixed or variable rate: which to choose?
Advantages, risks and simulations to help you make the right choice in 2026.
6 readRead guide
TipsBeginner
How to improve your credit score before applying
5 concrete actions to maximise your chances of obtaining financing at the best rate.
4 readRead guide
TipsBeginner
The 7 mistakes to avoid when applying for a loan
The classic pitfalls that cause applications to fail and how to avoid them.
5 readRead guide
Advanced tipsAdvanced
Negotiating your loan: advanced strategies
How to get a better rate, reduce fees and optimise the terms of your loan.
7 readRead guide
ConsolidationIntermediate
Complete guide to debt consolidation
When and how to consolidate loans. Calculations, savings and pitfalls to avoid.
9 readRead guide
SMEIntermediate
Financing your SME growth
Overview of solutions: bank loan, factoring, sale-leaseback, public funding.
10 readRead guide
Real estateBeginner
Borrowing without a deposit: is it possible in 2026?
Conditions, eligible profiles and strategies for financing without a down payment.
6 readRead guide
Advanced SMEExpert
LBO: financing a business acquisition
Financial structure, debt-to-equity ratio, due diligence and closing of an LBO.
12 readRead guide
InsuranceIntermediate
Borrower insurance: delegation and savings
Loi Lemoine, guarantee comparison, how to change insurance and save money.
7 readRead guide
Personal loanBeginner
Financing higher education in Europe
Student loans, public aid, scholarships and alternative financing solutions.
5 readRead guide