Prepare your file without missing anything

Identity

• National identity card or passport
• Recent proof of address (< 3 months)
• Family record book (if applicable)

Income

• Last 3 pay slips
• Employment contract (permanent) or employer certificate
• Last complete tax notice (previous year)

Assets

• Last 3 bank statements
• Savings account statements
• Certificate of ongoing loans

Property

• Signed purchase agreement or promise to sell
• Plans and property description
• Renovation costs (if applicable)

Identity

• Valid ID
• Proof of address
• Company registry extract or INSEE certificate

Income

• Last 2 signed balance sheets
• Last 2 tax notices
• Tax return last 2 years
• Social contributions statement

Bank

• Last 6 bank statements (business and personal)
• Accountant income certificate

Project

• Purchase agreement
• Property valuation
• Business plan (if mixed project)

Company

• Recent company registry extract (< 3 months)
• Articles of association
• General meeting minutes
• Company registration numbers

Financials

• Last 3 balance sheets and P&L
• Tax returns last 3 years
• Cash flow forecast
• Financing plan

Management

• Manager ID
• Personal assets of the manager
• Personal guarantee (if requested)

Project

• Quotes or pro forma invoices
• Detailed business plan
• Overall financing plan
• Available collateral

Identity

• Valid ID
• Recent proof of address

Income

• Recent pay slips (2-3 months)
• Recent tax notice

Bank

• Last 3 main account statements
• Statement of ongoing loans

Project

• Project justification (quote, invoice)
• Desired amount and term

Identity

• ID
• Proof of address

Income

• Pay slips (3 months)
• Tax notice

Ongoing loans

• Amortisation schedules of all loans
• Statements of loans to be consolidated
• Outstanding balance of each loan
• Detailed current monthly payments

Assets

• Bank statements (3 months)
• List of monthly fixed expenses

Acquirer

• ID
• CV and professional background
• Personal asset statement
• Letter of intent (LOI)

Target company

• Information memorandum (IM)
• Last 3 audited balance sheets
• Monthly management accounts
• Adjusted EBITDA detail

Transaction

• Post-acquisition business plan
• Financing plan (LBO model)
• Valuation method
• Draft shareholders' agreement

Banks

• Senior debt term sheet
• Total debt structure (Senior + Mezz)
• Planned guarantees and collateral