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Facade of the Alpen Kredit Group headquarters

Alpen Kredit

Group · Since 2015

European Private Banking Group

Credit solutionsthat match your ambitions.

Alpen Kredit Group supports individuals, entrepreneurs and investors in finding the best financing solutions with selected European banking partners.

Regulated banking partners (BaFin · ACPR · FSMA)
Data hosted in Europe (GDPR)
Answer within 48 hours
European banking network
Why Alpen Kredit

A trusted partner for your financing

European banking network

Access to a network of regulated banking partners across Europe.

Free assessment

Review of your file at no cost and with no obligation.

Personal guidance

A dedicated contact throughout the process.

GDPR data protection

Your data is hosted in Europe and processed in line with the GDPR.

Regulatory framework & compliance

DEBaFin
FRACPR
BEFSMA
LUCSSF
EUAMLD5
EUDSGVO

Alpen Kredit Group connects clients with regulated European banking partners and is not itself a credit institution. BaFin, ACPR, FSMA and CSSF are the supervisory authorities of our partner banks; Alpen Kredit is committed to GDPR compliance and European anti-money-laundering rules (AMLD5).

Trust

Why trust Alpen Kredit Group?

Personalised assessment

Every request is reviewed individually, based on your situation.

Human guidance

A dedicated contact guides you throughout the process.

Confidentiality

Your data is hosted in Europe and processed in line with the GDPR.

In-depth analysis

We analyse every file thoroughly to identify suitable conditions.

European standards

We work with regulated banking partners within the European framework.

Transparent process

Conditions and remuneration are disclosed before any commitment.

Fast response

We get back to you promptly after receiving your complete request.

Multilingual support

Support in German, French and English.

Digital experience

Your financing — digital, secure and personal

Submit your request online in minutes, without an account. A dedicated contact supports you — your data stays protected in Europe.

Request without an accountAn ID document is enough for the initial review.
End-to-end encryptedYour data is hosted in Europe and processed in line with the GDPR.
Dedicated contactNo bot — a real advisor follows your file.
Reply within 24 hoursOn business days, for complete requests.
Request financing
  • GDPR
  • 256-bit encryption
  • Hosting in Europe
Our commitment

100% free. Zero hidden fees.

Submitting and processing your file is completely free of charge. We do not charge you any commission.

Free
Assessment of your file
€0
Processing fees
None
Premium subscription
€0
Commission charged to you

Alpen Kredit Group is remunerated exclusively by partner financial institutions, and only upon successful financing. You never pay anything.

100% free assessment

Assessment of your file is completely free, with no conditions. No processing fees, no file fees.

Fast decision in principle

We provide a decision in principle within 48 business hours for any complete file submitted on our platform.

No commitment

You are never committed before signing a loan offer. You remain free to decline without any penalty.

Dedicated advisor

A financing expert guides you at every step, from the simulation through to the release of funds.

European banking network

Immediate access to our network of regulated European financial institutions for optimal conditions.

100% secure data

Your documents are AES-256 encrypted, hosted in Europe and processed in compliance with GDPR. Your privacy is protected.

How does it work?

01

Submit your file

Fill in our online form in 5 minutes. Free, no commitment.

02

Personalised analysis

Our experts analyse your profile and submit it to the suitable regulated banking partners.

03

Answer within 48h

You receive a decision in principle within 48 hours with the best offers selected for you.

04

Funds released

After validation and signing, funds are released directly by the partner bank.

Submit my free application now

No commitment · Answer within 48h · 100% free · GDPR-secured data

Alpen Kredit Group

Our commitment

At Alpen Kredit Group, every request is reviewed with the same commitment to quality, confidentiality and rigour.

Our aim is to support private individuals, entrepreneurs and companies with solutions tailored to their situation, in line with European standards.

Our network

Our European banking network

We submit your file simultaneously to our entire network to secure you the best terms.

Deutsche Bank

Deutsche Bank

DE

BNP Paribas

BNP Paribas

FR

Commerzbank

Commerzbank

DE

Société Générale

Société Générale

FR

KBC Group

KBC Group

BE

ING Bank

ING Bank

NL

Raiffeisen Bank

Raiffeisen Bank

AT

UniCredit

UniCredit

IT

DZ Bank

DZ Bank

DE

Crédit Agricole

Crédit Agricole

FR

Banco Santander

Banco Santander

ES

Volksbank

Volksbank

DE

+

other partners

Countries covered

DEGermany
FRFrance
BEBelgium
LULuxembourg
ATAustria
CHSwitzerland
NLNetherlands
ESSpain
ITItaly
PTPortugal
PLPoland
CZCzech Republic
Frequently asked

Everything you need to know

Is filing an application really free?

Yes, completely free. The assessment of your file, the introduction to our banking partners and the follow-up of your application are all free of charge. We receive our remuneration from partner financial institutions, only upon successful financing.

How long does it take to get an answer?

We provide a decision in principle within 48 business hours for any complete file. The final decision and formal loan offer typically arrive within 5 to 10 business days.

What types of financing do you offer?

We cover all financing needs: mortgages (primary residence, investment property, overseas), business loans, personal loans, debt restructuring, SME financing and LBO structures.

Which countries do you operate in?

We operate in 12 European countries: Germany, France, Belgium, Luxembourg, Austria, Switzerland, Netherlands, Spain, Italy, Portugal, Poland and Czech Republic.

Are my documents secure on your platform?

Absolutely. All your documents are AES-256 encrypted, transmitted via TLS 1.3 and hosted in ISO 27001-certified European data centres. We are GDPR-compliant and your data never leaves the European Union.

Can you get financing with a difficult credit history?

We work with institutions specialising in atypical profiles. A difficult credit history is not a barrier if you have sufficient guarantees. Our advisors analyse your situation in its entirety.